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Canada is considered one of the most popular destinations for students to pursue higher education. In comparison to countries like the UK and the USA, the cost of studying and living in Canada is less expensive. Further, the scenic premises, vibrant city atmosphere, and close-knit campus community offer students the ideal environment for their all-around development. The University of Toronto, the University of Alberta, and the University of Winnipeg are some of the most prestigious universities in Canada. In this blog, we will cover the details about the cost of studying in Canada, as well as the cost of living in Canada for Indian students and will also provide you with a breakdown of the major expenses.
The tuition fees charged by universities form a significant portion of the cost of studying in Canada for international students. The total cost depends on a multitude of factors like the type of course, its international reach and reputation, the city of study, etc. Thus, the average cost of studying in terms of tuition fees in some of the best colleges in Canada can go up to CAD 35,000 (INR 18,84,000).
|Course||Average Tuition Fees per annum|
|Application fees||$50 (INR 3,707) to $200 (INR 14,831)|
|Undergraduate Courses||CAD 12,000 – CAD 30,000
(6,46,000 INR -16,15,000)
|Engineering & Medicine Courses (UG Level)||CAD 22,000 (INR 11,69,000)|
|Humanities, Business & Management (UG Level)||CAD 5,500 (INR 2,96,000) to CAD 6,500 (INR 3,50,000)|
|Law||CAD14,000 (INR 8,45,597.39)|
|Visual and Performing arts||CAD 5,000 (INR 3,01,828) to CAD 5,000 (INR 3,01,828.55)|
|Postgraduate Courses||CAD 18,000 (INR 9,54,000)|
|MBA||CAD 28,000 (INR 14,75,000)|
|Executive MBA||CAD 29,000 (INR 17,51,351)|
|Law||10,000 CAD to 55,000 CAD (5,50,000 INR-30,00,000 INR)|
|Engineering||19,301 CAD (INR 11,57,152)|
|Dentistry||22,472 CAD (INR 13,47,276)|
|Nursing||47,800 CAD (INR 28,65,568)|
Table Of Interest
The average cost of pursuing a bachelor’s in Canada across various disciplines is approximately CAD 30,000 (INR 16,15,000) per annum with the range being CAD 12,000 (INR 6,46,000) to CAD 30,000 (INR 16,15,00). In comparison to other undergraduate courses, Engineering and Medicine programs in Canada are slightly expensive. The average tuition fee for these programs is CAD 22,000 (INR 11,69,000). Further, the costs of studying Humanities, Business and Management courses range from CAD 5,500 (INR 2,96,000) to CAD 6,500 (INR 3,50,000).
Apart from pursuing undergraduate studies, many students also enrol in various postgraduate or master’s degree programs like MBBS in Canada. The international student will have to shell out an average of CAD 18,000 (INR 9,54,000) in tuition fees, per year. The management (MBA) programs, in particular, are very expensive courses. While the average cost of studying Executive MBA courses is CAD 57,000 (INR 30,31,000), the tuition fee for regular MBA programs is approximately CAD 28,000 (INR 14,75,000).
University & College Application Fees
Along with other expenses, international students need to pay application fees for the college/university they are applying for. Although Canada is well-known for providing affordable education, most of the institutes charge application fees ranging from CAD 50 to CAD 250. However, only 5% of Canadian universities and colleges do not require students to submit an application fee. This means you’ll be spending a lot of money on application fees if you plan to apply to various universities.
Other Expenses to Study in Canada
Given below is a breakdown of the different expenses which are important to consider while calculating the cost of living and studying in Canada per month and yearly.
|Living Costs in Canada||Cost|
|Flight Expense||INR 1,00,000- 2,00,000/- per flight|
|Study Permit Fees||$150 (INR 11,123)|
|Work Permit Fees||$155 (INR 11,493)|
|IELTS test Fees||INR 14,700|
|Accommodation||CAD 5,000 – CAD 10,000
(INR 2,67,000-INR 5,39,000) per annum
|Travel Costs||CAD 80 – CAD 110 (INR 4,300-INR 6,000) per month|
|Health Insurance||CAD 300-CAD 800 (INR 17,000-INR 44,000)|
|Food||CAD 300- CAD 400 [17,508 INR-23,344] (monthly)|
|Entertainment||CAD 750 [43,770 INR] (monthly)|
Flight cost from India to Canada
Flight tickets contribute to a large amount for international students who plan to study abroad in countries like Canada. Air India, IndiGo, Vistara, SpiceJet, and GoAir are some of the major flights en route to Canada from India. The cost of direct flights from India to Canada ranges between INR 1,000,000 and INR 2,000,000, depending on the season. Rate may be high if you apply in between August and September.
Besides the tuition fees, accommodation expenses also form an important part of the cost of living in Canada. While on-campus residences are offered by several universities, you can live off-campus as well. Depending on the types of rooms and apartments, the cost may range from around CAD 5,000 (INR 2,67,000) to CAD 10,000 (INR 5,39,000) per annum. Further, the accommodation cost in big cities like Toronto and Montreal may be higher in comparison to other cities.
Canada has a cross-continent network with roads sprawling into the ends of the United States. But the travel expenses in Canada for both short and long distances are very expensive. Thus, students prefer taking the subways, trains, and buses and the average cost may range between CAD 80 (INR 4,300) to CAD 110 (INR 6,000) per month.
Health and Insurance Cost
Medical insurance is added to the final estimates of the cost of studying in Canada because students must be insured before the commencement of the program. Depending on the type of policy chosen, the total cost can range from CAD 300 (INR 17,000) to CAD 800 (INR 44,000) per year.
Also Read: Low Cost MBA in Canada
Student Visa and Application Cost
Students who wish to apply to any university for academic or professional training will require a Canadian study permit. A study permit is required for courses that are longer than 6 months. However, students who are admitting themselves to a course that is less than 6 months are advised to apply for the study permit in case they tend to extend their stay. Canadian student visa fees in Indian rupees are 8,542 (CAD 150). The application fees depend on the student’s nationality and the university to which they are applying. Along with the letter of admission and other documents, students are required to submit proof of funds and the minimum bank balance required to apply for a Canadian student visa is INR 6,00,000 or more for one year.
Taxes in Canada
As an international student studying in Canada, you are required to file Canadian income tax returns depending upon your residency status. Even if international students are not earning citizenship in the country, filing taxes can be beneficial in terms of benefits like filing taxes like GST credits, the Child Tax Benefit, or claiming a refund. Students who receive income from teaching, research assistantships, employment in Canada or investments are required to file an income tax report. Even students who receive income from outside of Canada must report their income.
Scholarships for Studying in Canada 2023
With many students applying to Canadian universities from India, there have been various facilities and waivers provided for their ease. These scholarships help in reducing the expense and cost of living in Canada for Indian students and international students. Scholarships are based on merit, academic excellence, or potential skills. Students must check the eligibility criteria for each of the scholarships and apply accordingly. The following is a list of scholarships available in Canada for Indian students.
- Vanier Canada Graduate Scholarships
- Ontario Graduate Scholarship
- Lester B. Pearson International Scholarship Program
- President’s Scholarship for World Leaders
- International Leader of Tomorrow Award
- University of Manitoba Graduate Fellowship (UMGF)
- The Seneca Renewable Entrance Scholarship of Merit for International Students
- Assist-on Scholarship
- Trudeau Foundation Scholarships
Part-time jobs in Canada
A great way to meet the daily living cost in Canada is through part-time jobs. Students can also apply for the various part-time jobs available to ease their financial stress. For qualifying to work in Canada, they must have a valid study/ work permit and must be full-time student in a Canadian university. They must also be studying any professional, vocational, or academic course which is longer than 6 months and provides a certificate/degree. Students can also work during their winter or summer holidays or even an on or off-campus job for 20 hours during university semesters without a work permit.
Cost of Studying and Living in Canada: City-Wise
Here is the average cost of living in Canada for international students:
|City||Average Cost of Living|
|Toronto||37,000 CAD yearly (INR 22,18,460)|
|Vancouver||38,484 CAD yearly (INR 23,08,210)|
|Montreal||25,000 CAD yearly (INR 14,99,845)|
|Ottawa||20,000 CAD yearly (INR 11,99,301)|
|Calgary||26,904 CAD yearly (INR 16,13,865)|
Cheapest Universities in Canada
Here are the cheapest universities in the country to manage the cost of studying in Canada for Indian students:
- University of Montreal
- McGill University
- McMaster University
- University of British Columbia
- University of Brandon
- Université de Saint-Boniface
- University of Guelph
- Memorial University of Newfoundland
- Simon Fraser University
How much does it cost to study in Canada for international students?
The average cost of studying in terms of tuition fees in some of the best colleges in Canada can go up to CAD 35,000 (INR 18,84,000). The yearly cost of studying in Canada can go up from CAD 30, 000 to INR 18,11,215.
Is it cheap to study in Canada?
Yes, the cost of studying in Canada is less than in countries like the UK, Australia and USA. However, the actual cost of living in the country depends on tuition costs, accommodation, personal lifestyle and miscellaneous expenses.
What is the cheapest course in Canada?
Diploma courses and one-year -PG courses tend to be cheaper in Canada as compared to bachelor’s or master’s courses. Canadian universities offer an array of specialisations under diploma courses which students can opt for.
How much bank balance is required for a Canadian student visa?
The minimum bank balance required to apply for a Canadian student visa is INR 6,00,000 or more for one year. The minimum balance is proof of funds needed to survive in the country and apply for a student permit.